Life Insurance
In the event of your death, wouldn’t you like to know that your family’s financial future is protected? Life insurance will pay out a lump sum on your death. Having the right amount of cover is very important. A financial adviser can calculate the amount of cover you require by looking at the amount of debt you have and your future income and spending requirements. Alternatively, you can nominate an amount.
Total and Permanent Disablement Insurance
What would happen to you and your family if you were to suddenly become disabled and unable to work? Total and Permanent Disablement (TPD) insurance insures you and your family are covered should this occur. TPD insurance provides a one-off lump sum payment that could cover medical expenses, repay major debts and help provide for your future if you become permanently disabled due to injury or illness. A financial adviser can calculate the amount of cover you require by looking at the amount of debt you have and your future income and spending requirements. Alternatively, you can nominate an amount.
Trauma Insurance
How would you and your family cope financially if you were diagnosed with a major medical condition or had a serious accident? Trauma insurance pays a one-off lump sum to help your cover such things as medical costs, debts and living expenses while you are recovering. A financial adviser can calculate the amount of cover you require by looking at the amount of debt you have and your future income and spending requirements. Alternatively, you can nominate an amount.
Income Protection Insurance
What would happen to you and your family if you were suddenly unable to work for a period of time due to illness or injury? Would your income continue and could you and your family survive? Income Protection insurance provides you with a monthly benefit, that generally covers you for up to 75% of your usual income. It can pay your living expenses and debts while you’re unable to earn an income.