Could you access $2,000 spare cash in an emergency? Australian households are feeling the budget pinch, struggling to cover the most basic living expenses pay-to-pay. So, do you know where your money’s going, and can you do better? The Rising Cost of Living In its 2015 report, Facing financial stress, Wesley Mission found 38% of […]
There’s a conversation I have frequently with my clients, and that is, why do you save money? What’s your purpose? I find one of the main reasons people can’t stick to their savings plan is because they aren’t truly connected to their life purpose. I mean – what makes you truly happy? And, is your […]
The comfort and security of 9-5 life is losing its sheen. More people are turning their backs on the certainty of regular pay cheques and going into business for themselves. Thanks to technology and the internet, we’re all now realising you can work hard and earn money doing something you love. Isn’t that the dream? […]
If you feel guilty each time you spend money on your guilty pleasures – it’s time to reframe your thinking. Saving money isn’t always about sacrifice, of going ‘with’ or ‘without’. It’s knowing the difference between your needs and your wants – and understanding the ‘why’ behind each expense so you can spend your money […]
Remember when you were sitting uncomfortably in your poky school desk, harsh square chair jabbing you in your shoulder-blades, your prehistoric maths teacher explaining complex algebra equations – and you scratched your head and thought – why? Why are they teaching me this? How will this help me get a job next year? Can this […]
Sometimes, life throws a spanner that stops the wheels from spinning. It doesn’t matter how hard you’ve been saving over the past few months or how much you’ve improved your spending habits (thanks super budget!). It can all fly out the window when school holidays hit. Everyone’s at home. Everyone’s bored. Everyone wants money. School […]
Most people want to improve three things in life, their financial health, physical health, and mental health. My philosophy at Bright Future Financial is that we can’t have one without having them all. Which is why each year I sit with my clients and carry out an annual financial health check-up. Much like your PT […]
Do you find yourself struggling to save, pay to pay? Do you have your eyes on a prize but feel as though you’re not getting any closer to achieving it? It might be time you reframed your thinking and started looking at saving as an everyday bill. Here’s why it works. Automation Helps You Manage […]
To buy or renovate? It’s a tough decision – both choices have a large impact on your life and your budget – especially when it’s the wrong one! Before you decide, do your homework and get a solid understanding of all likely costs. How will your choice affect your end goal? What are you trying […]
Are you a first home buyer trying to get your foot in the door of Australia’s near unobtainable property market? Whether you’re trying to invest or buy your forever home, today’s property prices are holding us back. But, it’s not all doom and gloom and missed opportunity. If the Australian Government has its way, they’ll […]