A Financial Planner’s Tips to Surviving Christmas
Bright Future Financial
As the year begins to end, and the amount of events and parties begin to multiply, the next few months can be overwhelming on your budget.
Whether you are planning the events or just attending them, there is a cost that comes with this time…
New code to protect Aussies buying solar panels
Bright Future Financial, BudgetingEver thought about investing in solar panels for your home? If so, you’ll know it’s a big decision and there’s a lot to wrap your head around. Fortunately, the consumer watchdog is proposing a new retailer code to make solar purchases safer and easier.
Have your smashed avo and eat it too!
Bright Future FinancialOne of the most annoying myths for young homebuyers has to be the smashed avo breaky one. You know - to buy a property you have to forego delicious weekend breakfasts. Well, here are three easy recipes that prove otherwise.
Got a spare pineapple? Pay off your mortgage faster
BudgetingReckon you could scrounge together an extra $50 each week to pay off your mortgage? If so, latest modelling shows the average household with a $400,000 loan could save $46,992 and pay off their home loan four years faster.
RBA goes back-to-back with cash rate cuts
Bright Future FinancialThe Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points to a new record low of 1%. Yep, that's right, back-to-back rate cuts within just one month.
A Super heads-up before the EOFY
Bright Future FinancialSuperannuation changes are afoot, and time is running out this financial year to take action. Here’s what you need to know about your superannuation account ahead of the EOFY deadline.
Getting hounded by ATO impersonators? Don’t get scammed this tax season
Bright Future FinancialTax time is just around the corner, which means ATO impersonators are pulling out their bag of tricks to try and scam you. Here are the main scams currently doing the rounds.
Want more control over your future? The lowdown on SMSFs
Bright Future Financial, Financial planningSelf-managed super funds (SMSFs) have become an increasingly popular choice in recent years due to the control and flexibility they can offer. Today we'll take a look at why that is, as well as some interesting stats the ATO has gathered on them.
Adulting: mapping out your financial road to retirement from your 20s
Financial planning‘Adulting’ is a real thing. It has even made it to the Oxford dictionary where it’s defined as “behaving in a way characteristic of a responsible adult, especially the accomplishment of mundane but necessary tasks”.
Found an account transaction error? Don’t foot the bill
Bright Future Financial, BudgetingMost of us have found ourselves in a sticky situation where we’ve spotted an unauthorised or mistaken transaction on our bank account or credit card statement. Here’s how to avoid footing the bill.