How Not To Blow Your Budget On General Living Expenses

,
Could you access $2,000 spare cash in an emergency? Australian households are feeling the budget pinch, struggling to cover the most basic living expenses pay-to-pay. So, do you know where your money’s going, and can you do better?  The…

Are You Saving Money for the Things That Make You Happy?

,
There’s a conversation I have frequently with my clients, and that is, why do you save money? What’s your purpose?   I find one of the main reasons people can’t stick to their savings plan is because they aren’t truly connected…

Can Your Hobby Be Turned Into a Money-Making Empire?

,
 The comfort and security of 9-5 life is losing its sheen. More people are turning their backs on the certainty of regular pay cheques and going into business for themselves. Thanks to technology and the internet, we’re all now realising…

Needs v. Wants: How You Can Have Both and Still Save Money

,
If you feel guilty each time you spend money on your guilty pleasures – it’s time to reframe your thinking. Saving money isn’t always about sacrifice, of going ‘with’ or ‘without’. It’s knowing the difference between your needs…

5 Valuable Financial Skills I Wish Were Taught at School

, ,
Remember when you were sitting uncomfortably in your poky school desk, harsh square chair jabbing you in your shoulder-blades, your prehistoric maths teacher explaining complex algebra equations – and you scratched your head and thought…

How Not To Blow Your Budget These School Holidays

,
Sometimes, life throws a spanner that stops the wheels from spinning. It doesn't matter how hard you've been saving over the past few months or how much you’ve improved your spending habits (thanks super budget!). It can all fly out the…

Are You Financially Fit? Why You Need A Check Up

,
Most people want to improve three things in life, their financial health, physical health, and mental health. My philosophy at Bright Future Financial is that we can’t have one without having them all.   Which is why each year I sit…

Save Money Quickly By Treating It Like A Bill

, ,
Do you find yourself struggling to save, pay to pay? Do you have your eyes on a prize but feel as though you’re not getting any closer to achieving it?  It might be time you reframed your thinking and started looking at saving as an everyday…

Should You Buy, Or Renovate? Understand What’s Right For You.

To buy or renovate? It’s a tough decision – both choices have a large impact on your life and your budget – especially when it’s the wrong one!  Before you decide, do your homework and get a solid understanding of all likely costs.…

Your Guide To The First Home Super Saver Scheme

Are you a first home buyer trying to get your foot in the door of Australia’s near unobtainable property market? Whether you’re trying to invest or buy your forever home, today’s property prices are holding us back.  But, it’s…