How Much Money Should You Save Before Buying A House?
Bright Future Financial, BudgetingI’m keeping with the home buying theme again this week. A question I get asked often is – How much money do I need to save before I can buy a home? My answer is usually – how long is a piece of string?
Kidding. But, with so much…
5 Cheap Ways to Keep Fit When You’re on a Budget
Bright Future Financial, BudgetingWhen you’re looking to cut back on your spending, health and fitness is usually the first to face the big chop. Because, when you take out money for bills, rent, and coffee – the little money you have left must stretch a long way. But, there…
How to welcome a baby into the family and stay on budget
Bright Future Financial, BudgetingWelcoming a baby into your family is one of the most joyous occasions of your life. But just like anything worth celebrating (such as your wedding day or buying your first property), it's not without its expenses.
What the 2019 federal budget means for your family
Bright Future FinancialWith a federal election due in May, the 2019 federal budget is more a series of election promises than it is a set-in-stone budget. That aside, here are some of the more interesting talking points and what they'll mean for you.
Black Swan events: never try to predict the unpredictable
Bright Future FinancialHindsight is 20/20, right? The Global Financial Crisis, Trump's election and the rise and fall of Bitcoin all seem obvious enough in retrospect. But here's the thing: very few people ever make money from random and unexpected events, despite many trying!
How to choose your default Super fund
Bright Future FinancialChoosing the right superannuation fund can be like navigating a maze. Just when you think you're onto a winner you run into a dead end – whether that be because of high fees, hidden costs, or poor performance. Today we'll break down the process of choosing a fund in 9 simple steps.
5 ways to combat current property market conditions
Bright Future Financial, BudgetingAustralia's housing market might be on a bit of a downward trajectory, but that doesn't mean the value of your home can't buck the trend. Here are five ways you can increase the value of your property, without necessarily increasing your monthly mortgage repayments.
3 ways to kick your gambling habit this footy season
Bright Future Financial, BudgetingWhen it comes to footy, Australians love a punt – of both the kicking and betting varieties. The thing is though, one is great fun, the other can cost you thousands of dollars a year.
Technological budget killers to watch out for in 2019
Bright Future Financial, Budgeting, NewsAs technology continues to evolve, so too do the challenges of keeping your family budget in check. This week we're going to look at a couple of technological trends that could put your family budget under some real strain in 2019.
Backpacking..travelling on a budget.
Bright Future FinancialYou have seen and probably heard all the stories about backpacking. Try to erase those preconceived ideas from your mind, while we talk dollar signs.
Travelling doesn’t always have to be inclusive of the best hotels – or lavish nights out…
See Budgeting isn’t all that bad
Bright Future Financial, BudgetingSee Budgeting isn't that bad!
Whether you are paid weekly, fortnightly or monthly – making your pay-check last and work for you, does take discipline.
As your money comes in week to week, the bills tend to pile up and add to the weekly…
6 Tips for Last-Minute Christmas Shoppers on A Budget
Bright Future Financial, UncategorizedWill you be one of the thousands of frantic last-minute Christmas gift shoppers this weekend? Because, if navigating crowded shopping centres and winning the car park version of the Amazing Race isn’t stressful enough, your actual challenge…