How Much Money Should You Save Before Buying A House?

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I’m keeping with the home buying theme again this week. A question I get asked often is – How much money do I need to save before I can buy a home? My answer is usually – how long is a piece of string?   Kidding. But, with so much…

5 Cheap Ways to Keep Fit When You’re on a Budget

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When you’re looking to cut back on your spending, health and fitness is usually the first to face the big chop. Because, when you take out money for bills, rent, and coffee – the little money you have left must stretch a long way. But, there…

5 Valuable Financial Skills I Wish Were Taught at School

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Remember when you were sitting uncomfortably in your poky school desk, harsh square chair jabbing you in your shoulder-blades, your prehistoric maths teacher explaining complex algebra equations – and you scratched your head and thought…

How Not To Blow Your Budget These School Holidays

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Sometimes, life throws a spanner that stops the wheels from spinning. It doesn't matter how hard you've been saving over the past few months or how much you’ve improved your spending habits (thanks super budget!). It can all fly out the…

Are You Financially Fit? Why You Need A Check Up

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Most people want to improve three things in life, their financial health, physical health, and mental health. My philosophy at Bright Future Financial is that we can’t have one without having them all.   Which is why each year I sit…

Save Money Quickly By Treating It Like A Bill

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Do you find yourself struggling to save, pay to pay? Do you have your eyes on a prize but feel as though you’re not getting any closer to achieving it?  It might be time you reframed your thinking and started looking at saving as an everyday…

Should You Buy, Or Renovate? Understand What’s Right For You.

To buy or renovate? It’s a tough decision – both choices have a large impact on your life and your budget – especially when it’s the wrong one!  Before you decide, do your homework and get a solid understanding of all likely costs.…

Is Your Tax Return Splurge Getting In The Way Of Your Wealth?

If you’re lucky enough to be getting a positive tax return this year, you’ve probably already worked out how you’ll spend the money. Tax returns can feel like you’re winning the lotto, can’t they? It’s like bonus money. So, after…

5 Simple Strategies to Save and Plan for A Budget Holiday (That Doesn’t Involve Camping)

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Are You Looking To Improve Your Financial Fitness? Here’s How A Financial Planner Will Help.

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Are you dreaming of a healthier bank balance? Do you wish you had more control over your money but you’re not sure how to start? If you’re ready to trim the fat from your expenses and build a better bank balance – it might be time you…