How Much Money Should You Save Before Buying A House?

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I’m keeping with the home buying theme again this week. A question I get asked often is – How much money do I need to save before I can buy a home? My answer is usually – how long is a piece of string?   Kidding. But, with so much…

5 Cheap Ways to Keep Fit When You’re on a Budget

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When you’re looking to cut back on your spending, health and fitness is usually the first to face the big chop. Because, when you take out money for bills, rent, and coffee – the little money you have left must stretch a long way. But, there…

Want more control over your future? The lowdown on SMSFs

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Self-managed super funds (SMSFs) have become an increasingly popular choice in recent years due to the control and flexibility they can offer. Today we'll take a look at why that is, as well as some interesting stats the ATO has gathered on them.

Adulting: mapping out your financial road to retirement from your 20s

‘Adulting’ is a real thing. It has even made it to the Oxford dictionary where it’s defined as “behaving in a way characteristic of a responsible adult, especially the accomplishment of mundane but necessary tasks”.

6 Financial Tips to Help You Prepare for A Baby

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If you’ve been thinking about growing your family to 3 (or, perhaps you have a tiny bun already on the way!), you want to prepare yourselves accordingly. Babies are an exciting part of your life, but, they can also be expensive!  Recent…

6 Simple Steps to Make Your Top Financial Goals a Reality in 2018.

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Is 2018 the year you finally get your act together and reach your long-desired financial goals? Owning a new home. Visiting family in England. Upgrading the family car so everyone fits without sticking your littlest in the boot (just kidding).  We’re…

Can Your Hobby Be Turned Into a Money-Making Empire?

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 The comfort and security of 9-5 life is losing its sheen. More people are turning their backs on the certainty of regular pay cheques and going into business for themselves. Thanks to technology and the internet, we’re all now realising…

5 Valuable Financial Skills I Wish Were Taught at School

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Remember when you were sitting uncomfortably in your poky school desk, harsh square chair jabbing you in your shoulder-blades, your prehistoric maths teacher explaining complex algebra equations – and you scratched your head and thought…

Are You Financially Fit? Why You Need A Check Up

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Most people want to improve three things in life, their financial health, physical health, and mental health. My philosophy at Bright Future Financial is that we can’t have one without having them all.   Which is why each year I sit…

Save Money Quickly By Treating It Like A Bill

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Do you find yourself struggling to save, pay to pay? Do you have your eyes on a prize but feel as though you’re not getting any closer to achieving it?  It might be time you reframed your thinking and started looking at saving as an everyday…

5 Simple Strategies to Save and Plan for A Budget Holiday (That Doesn’t Involve Camping)

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Are You Looking To Improve Your Financial Fitness? Here’s How A Financial Planner Will Help.

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Are you dreaming of a healthier bank balance? Do you wish you had more control over your money but you’re not sure how to start? If you’re ready to trim the fat from your expenses and build a better bank balance – it might be time you…